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Neither he can counterclaim or put any claim of set off against the financial institution while filing the written statement (section 18(2) of ARAA). The loan-receiver cannot file a case against the financial institutions under this statute. Mortgage suit for sale or foreclosure of immovable property in pursuant to section 67 of The Transfer of Property Act 1882 and Order XXXIV of CPC has to be filed in the Artha Rin Adalat and the procedures laid down in CPC and ARAA have to followed in combination, so far as it is possible under section 5(2) of ARAA. Loans recoverable by this statute: Loans given to the Government by the following institutions are not recoverable by the Artha Rin Adalat: International Finance Corporation Commonwealth Development Corporation Islamic Development Bank Asian Development Bank International Bank for Reconstruction and Development International Development Association However, appropriation of money by the officers or employees of a financial institution cannot be entertained with this act (section 18(1) of ARAA).
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However, if that financial provision files a case in Artha Rin Adalat for recovering loans, then the ARAA will be applicable. If there are special provisions for recovering loan by financial institutions established by special law, then the ARAA provisions will be counted as additional to those provisions. However, cases involving claims by Bangladesh Krishi Bank and Bangladesh Krishi Unnoyon Bank and other state-owned financial institutions not exceeding the amount of taka 5 lacs can be filed as certificate case using the PDRA 1913 instead of filing in Artha Rin Adalat. Irrespective of Public Demand Recovery Act (PDRA) 1913, if the loan is recoverable under ARAA then it has to be recovered using the Artha Rin Adalat no matter whether this loan is considered as 'Public/Government Loan'. Please note that, these matters are regarded as matters of civil nature (section 11(5) of ARAA). This is apparent from the preamble of this statute given at the very beginning of this Act prior to section 1 and also from the section 5. Figures on the keyboard.Push 1,2,3,4,5,6,7,8,9,10 to choose one of the video games in the page that has the amount on its Title,Push Next or Earlier to Proceed to another page,For Illustration,Youre in web page 1,you desire to perform Container A 1990 or Tank 2,Push Next to proceed to Its page or Press Previous 29 occasions to move to its desired page ,then simply Push the video game's quantity 10,or even 0 in the keyboard.Matters regarding recovery of loans by financial institutions are covered by this statute.
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